APY = Annual Percentage Yield. Rates effective as of 8/22/16. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Minimum Required Opening Deposit Rate APY
$0 - $15,000 $0 2.51% 2.51%
$15,000+ $0 0.59% 2.51% to 0.59%
All balances if qualifications not met $0 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $15,000 1.00% 1.01%
$15,000+ 0.30% 1.01% to 0.39%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Interest Checking See Details

Balance Interest Rate
$0 - $2,500 0.05%
$2,501 - $10,000 0.10%
$10,000 - $25,000 0.15%
$25,001 and over 0.20%

Senior Classic Checking See Details

Balance Interest Rate
$500.00 - $2,499 0.05%
$2500 and over 0.15%

Savings Accounts

Product Interest Rate
Regular Savings 0.2500%
Christmas Club 0.2500%
Kids Club Savings 0.2500%

Money Market Account See Details

Balance Interest Rate APY
$0 - $2,500 0.05% 0.05%
$2,501 - $10,000 0.10% 0.10%
$10,001 - $25,000 0.20% 0.20%
$25,001 - $50,000 0.30% 0.30%
$50,001 - $100,000 0.40%

0.40%

$100,001 - $250,000 0.65% 0.65%
$250,000 and over 0.80% 0.80%

Certificates of Deposit See Details

Term Interest Rate APY
7-31 DAY CERTIFICATE 0.2000% 0.2000%
90 DAY CERTIFICATE 0.2500% 0.2500%
182 DAY CERTIFICATE 0.3500% 0.3500%            
ONE YEAR CERTIFICATE 0.6000% 0.6000%
TWO YEAR CERTIFICATE 0.7500% 0.7500%
THREE YEAR CERTIFICATE 1.05000% 1.0500%

Penalty for early withdrawal

Individual Retirement Accounts See Details

Term Interest Rate APY
90 DAY IRA .2500% .25%
182 DAY IRA .3500% .35%
ONE YEAR IRA .6000% .60%
TWO YEAR IRA .7500% .75%
THREE YEAR IRA 1.050% 1.05%

Bank Better with Kasasa