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APY = Annual Percentage Yield. Rates effective as of 03/10/20. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $15,000 $0 2.48% 2.51%
$15,000+ $0 0.30% 2.51% to 0.59%
All balances if qualifications not met $0 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.

Kasasa Saver* Learn More

Balance Interest Rate APY
0 - $15,000 1.00% 1.01%
$15,000+ 0.30% 1.01% to 0.39%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Interest Checking Learn More

Balance Interest Rate APY
$2,500 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $100,000 0.15% 0.15%
$100,001 and over 0.20% 0.20%

Senior Classic Checking Learn More

Balance Interest Rate APY
$500.00 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $100,000 0.15% 0.15%
$100,001 and over 0.20% 0.20%

Savings Accounts

Product Interest Rate APY
Regular Savings 0.2500% 0.2500%
Christmas Club 0.2500% 0.2500%
Kids Club Savings 0.2500% 0.2500%

Money Market Account Learn More

Balance Interest Rate APY
Call For Rates    
     
     
     
     
     
     

Certificates of Deposit Learn More

Term Interest Rate APY
90 DAY CERTIFICATE Call For Rate  
182 DAY CERTIFICATE Call For Rate  
ONE YEAR CERTIFICATE Call For Rate  
TWO YEAR CERTIFICATE Call For Rate  
THREE YEAR CERTIFICATE Call For Rate  

 

Penalty for early withdrawal.

Individual Retirement Accounts Learn More

Term Interest Rate APY
90 DAY IRA Call For Rate  
182 DAY IRA Call For Rate  
ONE YEAR IRA Call For Rate  
TWO YEAR IRA Call For Rate  
THREE YEAR IRA Call For Rate