Get a free checking account that pays you 2% cash back on everyday debit card purchases — not just groceries or gas.* Kasasa Cash Back® puts you in control of your spending, and gives you a little something in return. We'll also refund your ATM withdrawal fees nationwide.* So whether you're in Shelbyville or somewhere else, you can access your funds for free. Do you Kasasa?®
- Free checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $72 cash back per year, $6 per month
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free e-statements
- Free mobile banking with mobile deposit
- Free MasterCard® debit card
- Unlimited check writing
- No minimum deposit to open
How to earn cash back.
It's so easy to qualify, you're probably doing most of these things already. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Be enrolled in and agree to receive e-statements
That's it! And don't worry if you don't qualify one month. Your account is still free, and you can get back to earning your full rewards the very next cycle.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. If the account does not qualify for a six month period your account will be moved into a Kasasa Incontrol Checking account.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH debit, receipt of electronic statements and a minimum of 12 POS transactions settled during the monthly qualification cycle are condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, are required to meet some of the account’s qualifications. Limit 1 account(s) per social security number / individual taxpayer identification number / W-7.
Account Fees: There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.