We
Have A New Security Blanket For You
We are enhancing the security
that is protecting your identity ...
money ... accounts ... and online
transactions with two
state-of-the-art multifactor
authentication features.
The Ugly
Truth
Predators often commit fraud and
identity theft by exploiting single
factor authentication which uses one
piece of information - such as a
password - to validate identity. In
response, regulators are requiring
all financial institutions to
implement multifactor authentication
which requires multiple pieces of
information to validate identity.
Business
as Usual ... or Unusual
Our multifactor authentication
solution will automatically monitor
your accounts for activity that is
"unusual" based on your history with
our institution. In the rare event
that unusual activity is detected,
you will be automatically asked to
verify your identity by answering
pre-selected security or challenge
questions that only you should know
the answers.
Seeing
is Believing
Our multifactor authentication
solution also will deter fraud
related to "Pharming" by providing
ongoing verification that you are
connected to our online banking
website rather than a fraudulent
copycat site by automatically
displaying an image that you will
select each time you logon.
What's
Next
These subtle but important
changes to our online banking site
will be implemented in the near
future and will require you to
complete two simple steps. You will
be prompted to select specific
challenge questions from a list and
enter personalized answers that only
you should know, and to select a
specific picture from a gallery of
memorable images.
If you would like to know more about our proactive initiatives to identify and prevent fraud ... our online banking capabilities ... or the conveniences available with our online services ... please contact us during our regular business hours.
If you would like to know more about what you can do to vigilantly protect your personal information and identity ... please visit the Federal Trade Commission's identity theft website at www.consumer.gov/idtheft or the FDIC's Consumer Resources web page at www.fdic.gov/quicklinks/consumers.html
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