First Community Bank of Bedford County is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Business Banking

You'll find First Community Bank to be outstanding in many fields.

Whether your business is in the start-up stage or expanding, First Community Bank will take a consultative approach so that we can learn the operation of your business, anticipate its growth cycles, and identify the business banking solutions that best benefit you. Since your industry has unique cycles, it stands to reason that your financial challenges are unique as well. For the portfolio of industries in which we specialize, you can count on us to assume the role of trusted advisor and to perform beyond the parameters of just your banker.

First Community Bank’s business accounts are structured to give you the services you need at the lowest possible cost. We have assisted many small businesses with their financial needs and have developed the expertise to understand the wide array of financial needs of businesses. We are large enough to provide the services you need, with several branches conveniently located throughout the area we serve. Yet, we’re small enough to provide personalized service. Our local ownership also means that we keep our priorities right here at home.

FCB Business Checking Account

  • Monthly maintenance charge of $12.00 per month if balance falls below $2500 and only $8.00 per month if balance falls below $25,000.
  • No maintenance charge if average balance is $25,000 or more.
  • No per item charge up to 100 checks per statement. $0.15 per item for all checks over 100.
  • No limit or charges on deposited items.

Online Cash Management

Other business accounts available include:

  • NOW and Super NOW Accounts
  • Money Market
  • Savings
  • CDs

For additional information on our accounts, contact us to request a copy of our Schedule of Fees and Deposit Account Terms and Conditions.

First Community Bank of Bedford County
     
Member FDIC     EHL
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