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Since 1998, First Community Bank has been helping
customers make the most of their money. Today, we offer a variety of checking
accounts to accommodate everyone's needs.
Benefits -
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Free Online Banking and Bill Payment |
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FCB's Online Banking can help you
manage your banking whenever you'd like, right online. Optional services
include free bill payment, cash management for our business customers,
and coming soon - online statements.
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FCB Check Card |
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Our Check Card is an easy way to pay
for everyday purchases, right from your checking account. Use it instead
of a check at more than
100,000 locations worldwide.
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Overdraft Privilege |
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Rather than
automatically returning, unpaid, any non-sufficient fund items that you
may have, we will consider payment of your reasonable overdrafts, as
long as you maintain your account in good standing.
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Direct Deposit |
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Have your payroll, Social Security or
retirement checks automatically deposited directly into your checking
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Comparison of Accounts -
Review the comparison chart below and select
the checking plan that meets your personal needs. To open an account,
contact us or
visit your local First Community
Bank office.
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Regular Checking |
$100 minimum
opening deposit
ATM Card/CHECKcard
(subject to approval)
No monthly service
charge if average balance is over $500
$6.00 monthly service
charge if average balance is under $500
No monthly service
charge if full time student
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FCB Club |
Basic Checking
Account with added feature of $20,000.00 Accidental Death and
Dismemberment insurance for $8.00 per month
Club Checks are
included in the monthly charge
ATM/CHECKcard (subject
to approval) |
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NOW |
You must deposit
$1000.00 to open this account. You must maintain a minimum daily balance
of $1000.00 in the account every day to obtain the disclosed annual
percentage yield. A minimum balance fee will be imposed every statement
cycle if the balance in the account falls below $1000.00 any day.
Frequency of Rate Change:
We may change the interest rate for your account at any time.
Compound and Crediting:
Interest will be compounded on a monthly basis. Interest will be
credited to your account on a monthly basis. If you close your account
before interest is credited you will not receive the un-credited accrued
interest. Interest begins to accrue on the business day you deposit
non-cash items (for example, checks).
Balance Computation Method:
We use the daily balance method to calculate the interest on your
account: This method applies a daily periodic rate to the principal in
the account each day.
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Super NOW |
You must deposit
$2500.00 to open this account. You must maintain a minimum daily balance
of $2500.00 in the account every day to obtain the disclosed annual
percentage yield. A minimum balance fee will be imposed every statement
cycle if the balance in the account falls below $2500.00 any day.
Frequency of Rate Change:
We may change the interest rate for your account at any time.
Compound and Crediting:
Interest will be compounded on a monthly basis. Interest will be
credited to your account on a monthly basis. If you close your account
before interest is credited you will not receive the un-credited accrued
interest. Interest begins to accrue on the business day you deposit
non-cash items (for example, checks).
Balance Computation Method:
We use the daily balance method to calculate th interest on your
account: This method applies a daily periodic rate to the principal in
the account each day.
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Senior Classic |
For Ages 55 and
over
You must deposit $100.00 to open this account. You must maintain a
minimum daily balance of $500.00 in the account every day to obtain the
disclosed annual percentage yield. There will be no minimum balance fee
imposed on this account if the balance in this account should fall below
$500.00.
Frequency of Rate Change:
We may change the interest rate for your account at any time.
Compound and Crediting:
Interest will be compounded on a monthly basis. Interest will be
credited to your account on a monthly basis. If you close your account
before interest is credited you will not receive the un-credited accrued
interest. Interest begins to accrue on the business day you deposit
non-cash items (for example, checks).
Balance Computation Method:
We use the daily balance method to calculate the interest on your
account: This method applies a daily periodic rate to the principal in
the account each day.
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Free Checking |
You must deposit
$100.00 to open this account.
There will be no
minimum balance fee imposed on this account.
This account is a
non-interest bearing account.
No activity,
transaction, or per item fees.
Checks and images are
truncated (text statement only).
Duplicate checks are
required.
Free initial check order
$500.00.
Overdraft Privilege
Limit (30 day waiting period on new accounts)
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For additional information on our accounts,
contact us to
request a copy of our Schedule of Fees and
Deposit Account
Terms and Conditions. |
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Terms & Conditions
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